//<!-- 
function calcRound(num) 
{
   result=Math.floor(num)+"." ;
   n = result.length;
   var cents=100*(num-Math.floor(num))+0.5;
   result += Math.floor(cents/10);
   result += Math.floor(cents%10);
   return(result)
}

function Cal() 
{
	var Month;
	var Interest;
	var Downpayment;
	var IPay;
	var total;
	
	Month = document.LoanCal.Month.value;
	Interest = document.LoanCal.Interest.value;
    Downpayment = document.LoanCal.Downpayment.value;
    IPay = document.LoanCal.IPay.value;
    
	document.LoanCal.Budget.value = calcRound(((IPay * Month)/(1 + (Interest/100*(Month/12)))));
	document.LoanCal.Afford.value = calcRound((eval(document.LoanCal.Budget.value) + eval(Downpayment)));
	return false;
}//-->